Get a recurring cash-flow report on schedule
Your morning starts with the bank client and three tabs of balances. The agent posts yesterday's summary to Telegram and flags what stands out.
Easy · 10 min · every day
What you get
Summary for 14 April Balance across accounts: 3,240,000 ₽, +180,000 today In 640,000 ₽ — 4 operations Out 460,000 ₽ — 11 operations Stands out: • 320,000 to Supplier B — first ever payment to this payee • 12,000 on a Saturday, Romashka LLC This is yesterday, not your balance right now.
A sample on made-up data — your numbers will be your own.
Who it fits
- The owner wants to see the accounts before the first meeting without opening the bank client.
- Several legal entities and accounts, money moving between them, the big picture blurred.
When it won't work
Decisions are made on the balance at this exact moment — the summary describes yesterday.
How the agent does it
Define what's unusual
Name the amount that makes a payment large and what an anomaly is for you: a new payee, a weekend charge. Otherwise every operation lands in that block.
Set the schedule
The agent wakes up at the time you set, reads the previous day's operations across your accounts and posts a message to your chat.
Tune it in practice
For the first week check the summary against the bank client. You'll see whether the threshold is too high and whether the point of it drowns in noise.
What you set
You'll need Tochka and Telegram. From you: the send time, the list of accounts and what counts as unusual: an amount, a new payee, a weekend charge.
What you'll need
Starter prompt
Copy the prompt or open it straight in a chat with the agent.
Every morning at [time] send a Telegram summary of the accounts [list of accounts] for the previous day. Format: opening and closing balance for each account and in total, total inflow and outflow, the three largest receipts and the three largest payments with payee and description. In a separate block — unusual operations: a payment above [threshold], a new payee never paid before, a payment on a weekend, a fee higher than usual. If there were no operations — say exactly that, don't resend the previous summary and don't fill the gap with average values. Keep the message within one screen: no tables and no explanations of why the balance changed.
Open in chatReview the summaries for the last [7] days. List: — days where the closing balance didn't match the next day's opening balance; — operations that landed in "unusual" more than once — it's time to treat them as regular; — transfers between our own accounts counted as both an inflow and an outflow; — days with no operations: was the summary sent or silently skipped; — payees you called new although they had been paid before. Suggest which large-amount threshold fits our turnover more accurately.
A second prompt — the agent uses it to review its own work and show what's left for you.