Stay ahead of a cash gap and keep a payment calendar
Every Monday you decide which invoices go out and which can wait. The agent lays payments out by day and finds the day the money runs short.
Medium · 15 min · once a week
What you get
a table in the reply · once a week
Payment calendar, 15-21 April Mon 15 balance 2,100,000 due 640,000 Tue 16 balance 1,460,000 due 1,380,000 Thu 18 balance 80,000 payroll 1,150,000 Short on 18 April by 1,070,000 ₽. The gap disappears if the 1,200,000 from Romashka LLC arrives on time. We found no such date in the contract: it is placed from their past payment behavior.
A sample on made-up data; your numbers will be your own.
Who it fits
- Monday morning, deciding which invoices go out for payment this week and which ones wait.
- Several accounts and dates that never move: taxes, payroll, leasing instalments.
When it won't work
Upcoming payments aren't recorded anywhere, so a calendar built from past charges alone shows nothing.
How the agent does it
Gather the obligations
Make sure invoices due and their deadlines are entered in 1C. Name the payments that cannot be moved and the minimum balance you keep on the account.
Build the calendar
The agent takes balances from the bank, spreads the obligations across dates and looks for the first day when the accounts fall short.
Question the inflows
A gap usually appears or vanishes because of one optimistic inflow line. Ask the agent where it got that date from.
What you set
You'll need Tochka and 1C. From you: how many days ahead we plan, which payments cannot be moved and the minimum balance to keep.
What you'll need
Starter prompt
Copy the prompt or open it straight in a chat with the agent.
Build a payment calendar for [horizon: a week / two weeks / a month] based on account balances and the obligations in 1C. Lay out the outflows by day: invoices due with their deadlines, taxes and contributions, payroll, loans and leasing, recurring payments. Mark which payments cannot be moved. Include expected customer receipts as a single inflow line per day and only where the contractual payment date has already arrived; don't count sales reps' promises or "they usually pay by Friday". Find the first day the balance drops below the [minimum balance] and show the shortfall. Output a day-by-day calendar and a list of payments that are candidates for moving, with a new date.
Open in chatReview the calendar. List: - inflow lines placed on a date that isn't in the contract; - payments without a deadline that you spread across days at your own discretion; - fixed-date obligations that ended up in the "move" list (those must not be touched); - partially paid invoices: what amount is left and which day you placed it on; - the gap day and the shortfall: which rows it is made of. Separately, say whether the gap disappears if the largest expected payment is removed.
A second prompt: the agent uses it to review its own work and show what's left for you.